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Progressive sells pet insurance through Pets Best, one of the leading pet insurance providers. However, orthopedic conditions have a waiting period of up to six months. There is a two-day waiting period for injuries and a 14-day waiting period for illnesses. You can add the Wellness Rewards rider to your policy to get coverage for preventive and routine care, like vaccinations and microchipping. Alternative therapies and rehabilitation.The accident and illness policy offers more robust coverage for the following health conditions, treatments, and procedures: USAA’s accident-only pet insurance policy will pay for treatment related to incidents like: There are several USAA pet insurance plans to choose from that are administered through Embrace, including accident-only coverage, accident and illness coverage, and a wellness benefits rider. You can start using your plan’s injury coverage two days after the policy takes effect, but you have to wait 14 days to use it for illness coverage. It reimburses the cost of routine and preventative care for your dog or cat, including annual exams, vaccines, and dental care. There is an option for a Wellness Coverage rider to add to any policy for a few extra dollars per month. Plus, 24PetWatch will pay up to $500 for additional costs without requiring a deductible or coinsurance. The Champion Plan: $20,000 in annual coverageĮvery plan from 24PetWatch covers accidents, illnesses, and related treatments, such as:.The Superior Plan: $10,000 in annual coverage.The Classic Plan: $5,000 in annual coverage.The Extra Plan: $3,000 in annual coverage.Here’s how much coverage is offered with each plan: The only difference between these policies is the annual limit available. Prescription drugs for covered conditionsĮmbrace also offers Wellness Rewards for Routine Care rider, which helps pay for things like annual check-ups, vaccines, prescription diet food, and microchipping.Ģ4PetWatch offers four pet insurance policies for cats and dogs.The Accident and Illness pet insurance policy from Embrace offers “nose to tail coverage” and includes a wide range of treatments and services, such as:Įmbrace’s Accident-Only pet insurance plan is available for dogs (and is uniquely available for those over the age of 15). There is a two-day waiting period before you can use your accident coverage benefits and a 14-day waiting period for illnesses
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Embrace offers two pet insurance policies: one for accidents-only and one for accidents plus illnesses.